Electronic Money (E-Money) in Japan
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While Japan is generally seen as a cash-based society, the Japanese government has set a goal of boosting cashless payment usage to 40% by 2025. Cashless payment usage in Japan was 36% in 2022, according to Ministry of Economy, Trade and Industry.
Despite the fact that people prefer cash to other forms of payment, Japan has seen the introduction of a wide range of electronic payment methods.
You can learn about Japanese Prepaid Cards (including IC Cards), Debit Cards, and Mobile Payment Methods in this article.
Mobalpay for Expats in Japan
Your hassle-free payment solution in Japan. Mobalpay is a prepaid Japanese payment card for expats, designed by expats. No Japanese bank account needed. Use it online or in-store, and top up with cash at various locations. Say goodbye to complex setups. MobalPay is powered by Mastercard, offering native English-speaking support. Plus, every card issued contributes to feeding children in Africa. Get started now with your Japanese Residence Card; acceptance is guaranteed after ID and fraud checks. Simplify your life in Japan with MobalPay.
GTN's EPOS VISA CARD for Foreign Residents in Japan
If you need a mobile phone (SIM card) and a credit card, this is an excellent option.
The GTN EPOS Card has been developed in collaboration with Global Trust Networks (GTN), a company that specializes in providing comprehensive lifestyle support services to foreigners. It's a no-deposit credit card with a straightforward application process and complete English support.
Japanese Prepaid Cards
Prepaid Cards, including IC cards such as Suica or Pasmo, are a common and popular cashless payment method in Japan.
Prepaid Cards have the following benefits:
・You can obtain a card without having to complete a credit card application screening.
・You can limit your spending by charging a set amount in advance.
・You can use the card to shop online in the same way that you would a credit card.
nanaco
nanaco can be used at a variety of stores, restaurants, and airports.
Rakuten Edy
Rakuten Edy is accepted in most convenience stores, Kinokuniya Bookstores, McDonald's, Matsumoto Kiyoshi, Yodobashi Camera, and other locations.
Transportation IC Cards (Suica, Pasmo, Icoca etc.)
Please visit our other article to read more about "Using Your PASMO or Suica as an IC Card for Other Purchases".
WAON
If you like to shop at AEON, Daiei, My Basket, or Mini Stop, WAON will come in handy.
Mobile Carriers
Prepaid cards are available from Japanese mobile providers. If you have a contract with them, they may be able to provide you with some additional benefits as part of their package.
AU
Softbank
※Website is in Japanese
Docomo d-card
※Website is in Japanese
Airlines
It would be quite handy to have the card if you frequently fly one of the following airlines.
Customers as young as 15 years old can use JAL prepaid card. Only Japanese is available on the website.
Prepaid cards are also available from ANA, as well as speial cards for children (from 13 years old). Only Japanese is available on the website.
Debit Cards in Japan
PRESTIA (SMBC Trust Bank Ltd.)
Mitsubishi UFJ Bank
※Website is in Japanese
Deposit Card for Foreign Residents
The J TRUST Global Card is a new form of credit card designed specifically for international residents. You can apply for a card without having to create a bank account by paying a fee known as a guarantee deposit. It is possible to use the card as a credit card.
J TRUST Card
Mobile Payment Methods in Japan
Below are popular mobile payment services in Japan.
International Money Transfers from Japan
Our guide to international money transfers from Japan will provide you with the information about various services for sending money overseas. For your convenience, we have complied a list of some of the most well-known banks and overseas remittance services.
Cost of Living in Japan
Are you wondering the monthly living cost in Japan? In this article, you will find the Consumer Price Index, monthly expenses for households, and retail prices including food, basic mobile phone tariff, gasoline and electric appliances in Japan. It may be interesting to convert various prices into your home currency and compare if living in Japan is more expensive or cheaper than your country.
How to Open a Bank Account in Japan
It is necessary for foreign residents in Japan to open a bank account in order to receive their income, make everyday purchases, and pay utility bills. In this article, we will go through the requirements for opening a bank account, as well as verification documents and banks with English-speaking clerks.
Public Utility Prices in Japan (Electricity, Gas, Water)
The prices of electricity, gas, and water bills in Japan and how to pay for them. Here we explain in easy to understand terms, the rate structure, payment methods, and a rough average cost per month depending on household size. We hope that this information will help you to effectively budget your finances.
Furusato Nozei: How to Benefit from Japan's Hometown Tax
With a little planning, you can use your Japanese residence tax to receive amazing regional food or donate to needy NPOs. Find out more about Furusato Nozei!
International Money Transfers to Japan
When sending money to Japan, using one of the international money transfer service has certain advantages over traditional bank transfers. For your convenience, we have compiled a list of overseas remittance services that you can use to send money to Japan from a number of countries around the world
